Terms of Service

These Terms govern your use of Dumpstr (“the App”), operated by Kailashchandra Sharma, an individual based in Pune, Maharashtra, India (“we”, “us”). By using the App you agree to these Terms. If you do not agree, do not use the App.

1. Eligibility

You must be at least 13 years old to use Dumpstr. If you are under 18, you may use the App only with the consent and supervision of a parent or legal guardian, who agrees to these Terms on your behalf.

2. What Dumpstr is — and is NOT

Dumpstr is an informational, news and education service. It shows publicly reported movements of stocks and currencies, along with plain-language, AI-generated explanations of what happened. It also includes Dumpstr Learn, a general financial-literacy course that explains how companies, markets and financial statements work.

Dumpstr Learn is general educational content. It is not personalized teaching, not a qualification or certification, and completing it does not make you a licensed or registered professional of any kind.

Dumpstr does not provide investment advice. Nothing in the App is, or should be taken as:

• investment, financial, legal, or tax advice;
• a recommendation, solicitation, or offer to buy, sell, or hold any security or asset;
• a prediction or assurance of future performance.

We are not a SEBI-registered investment adviser, research analyst, or stock broker, and the App does not facilitate buying, selling, or trading of any securities. The information is general in nature, may not suit your circumstances, and you should consult a SEBI-registered professional and do your own research before making any financial decision. Any action you take based on the App is solely your own responsibility.

3. Accuracy of information

Market data is sourced from third parties and may be delayed, incomplete, or inaccurate. Explanations are generated by an automated AI system and may contain errors or omissions. We do not warrant the accuracy, completeness, or timeliness of any information in the App, and you should not rely on it as your sole source.

4. Your account

You are responsible for keeping your login secure and for activity under your account. Tell us promptly of any unauthorized use.

5. Acceptable use

You agree not to misuse the App, including: scraping or copying data at scale, reverse-engineering it, interfering with its operation, using it unlawfully, or presenting its content to others as financial advice.

6. Price — Dumpstr is free

Dumpstr is free to use in full. Every account gets the complete app: the daily NSE and Forex feed, the plain-English explanations, Dumpstr Learn, watchlist, journal, search, price alerts, charts and streaks. There is no paid tier, no subscription, no in-app purchase and no advertising, and we do not ask for payment details. Earlier versions of these Terms described a planned optional “Premium” subscription; it was removed and is not offered.

If we ever introduce a paid option in future, we will update these Terms and show prices and billing terms at the point of purchase before you pay anything. Nothing you use today will start charging you without that.

7. Intellectual property

The App, its design, and its original content are owned by us and protected by law. We grant you a personal, non-transferable, revocable licence to use the App. Stock names, market data, and third-party content belong to their respective owners.

8. Disclaimers and limitation of liability

The App is provided “as is” and “as available”, without warranties of any kind. To the maximum extent permitted by law, we are not liable for any loss or damage (including financial loss) arising from your use of, or reliance on, the App or its content. Your sole remedy if you are dissatisfied is to stop using the App.

9. Indemnity

You agree to indemnify us against claims arising from your misuse of the App or breach of these Terms.

10. Termination

We may suspend or terminate access if you breach these Terms or use the App unlawfully. You may stop using the App and delete your account at any time.

11. Governing law

These Terms are governed by the laws of India, and the courts of Pune, Maharashtra have jurisdiction.

12. Changes

We may update these Terms. Continued use after changes means you accept them.

13. Contact

Kailashchandra Sharma, Pune, Maharashtra, India.
Email: thedhruv.maharshi@gmail.com